Business Auto Insurance
Protection for your commercial vehicles on and off the road
There are many areas of business auto insurance that are not covered by a personal auto insurance policy. If you use your personal car for business or have a car or fleet of cars for your business, a business auto policy is necessary. This policy will cover any physical damage to the automobile and liability situations you or one of your employees may encounter while using a vehicle for business purposes.
One significant difference between an individual auto policy and business auto policy is that only drivers named on the policy may operate the automobiles and/or trucks covered on the policy.
Business Auto Insurance provides the following coverage:
- Bodily injury liability coverage – you are at fault for accident-related injuries to others
- Property damage liability coverage – you are at fault for damages to someone’s property like a car or home
- Comprehensive physical damage coverage – your vehicle suffers damage from weather, theft and other non-collision situations
- Collision coverage – your vehicle suffers damage in an auto accident
Business Auto Insurance requirements differ from state to state. Michigan requires business owners to have a minimum liability limit of $50,000 per person, $100,000 per accident for bodily injury and $25,000 for property damage.
Our agents look forward to helping you find the most affordable and comprehensive coverage. Call us at (248) 546-9400 or complete our Contact form to learn more about the business auto insurance policy that is right for you.