Those of us still fortunate enough to have a pension will have decisions to make when the time comes to draw income. Unfortunately, very little advice is given regarding the many options you have. Most people chose the exact same option, which is a dual life pension with a 50% survivor benefit. The reality is this choice potentially leaves a large portion of money that is never received by the family. We have specialists that deal specifically with maximizing the value of your pension, and making sure your family receives the full value of your pension.